Final answer:
Microcredit involves small loans without collateral for business ventures, facilitated through microfinance organizations like Kiva.org.
Explanation:
Microcredit refers to small loans extended to individuals without collateral to help them start businesses or economic enterprises. Organizations like Kiva.org provide microfinance programs that offer aspiring entrepreneurs in developing countries access to these small loans. These loans, known as microloans, play a vital role in supporting individuals in starting or expanding their businesses, particularly in less developed countries.
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