Reflect on the questions below and write your responses.

1. Reflect on your connection with money. What emotions do you feel when you think about money?

2. How has your culture, religion, gender, family, upbringing, and education impacted your relationship with money?

3. Think of a time when you felt shame about a financial transaction or your financial situation. What was the trigger and how did you react?

Write your answer here: ______

Family Influence: Learning from parents about banking, saving, and credit can greatly impact one's financial habits. Cultural background can influence how financial obligations are perceived and managed.

Immigrants and Healthcare: Immigrants may face economic barriers that impact their well-being. Lack of healthcare can also significantly affect immigrant families, especially when services are not available in their language.

Financial Shame: Feelings of guilt, shame, and fear can lead to unhealthy spending habits. Understanding the emotional aspects behind spending can help individuals address their financial behaviors.

Learn more about Financial Habits and Behaviors here:

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