Final answer:
Long-term care insurance, workers' compensation, and Social Security are three options, but long-term care insurance specifically covers funding for long-term care needs.
Explanation:
Long-term care insurance provides funding for long-term care for employees and incapacitated family members when they can no longer care for themselves. It helps cover expenses such as nursing home care, home health care, and personal care services.
Workers' compensation is a form of insurance that provides benefits to employees who suffer work-related injuries or illnesses. It does not specifically cover long-term care for non-work-related incapacitation.
Social Security primarily offers Old-Age, Survivors, and Disability Insurance (OASDI) federal insurance programs funded through payroll taxes, providing monetary benefits to retirees, disabled workers, and their families.
Learn more about Long-term care insurance here:
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