When using fractions to multiply the following decimals, [tex]\(3.125 \cdot 2.64\)[/tex], which one of the following is the correct first step?

A. [tex]\(8.25\)[/tex]

B. [tex]\(\left(3+\frac{1}{10}+\frac{2}{100}+\frac{5}{1000}\right)\left(2+\frac{6}{10}+\frac{4}{100}\right)\)[/tex]

C. [tex]\(3 \frac{125}{1000} \cdot 2 \frac{64}{100}\)[/tex]

D. [tex]\(\frac{3125}{1000} \cdot \frac{264}{100}\)[/tex]