Accidental riders in life insurance cover non-intentional injuries like motor vehicle accidents.
Non-intentional injury, including motor vehicle accidents, is typically covered under an accidental rider attached to a life insurance policy. This type of coverage provides benefits in the event of accidental death caused by situations like car accidents.
Accidental riders usually exclude intentional self-inflicted injuries, war, illness, or disease, as these do not fall under accidental causes of death.
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