Answer :
Final answer:
Title X establishes the CFPB to regulate financial institutions for consumer protection, while Title XIV regulates mortgage practices to prevent risky lending and ensure borrower's ability to repay.
Explanation:
Title X: Title X of the Dodd-Frank Act focuses on protecting consumers by establishing the Consumer Financial Protection Bureau (CFPB). This bureau monitors and regulates financial institutions, ensuring fair practices in consumer financial markets.
Title XIV: Title XIV of the Dodd-Frank Act aims to protect consumers by regulating mortgage practices. It includes provisions such as ability-to-repay rules and prohibitions on risky lending practices to prevent another housing crisis.
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