Final answer:
Credit inquiries in a credit report can impact a borrower's creditworthiness and should be monitored carefully by individuals.
Explanation:
Credit inquiries that are present in the credit report are not good news as they can indicate a borrower's risk level to potential lenders. These inquiries can be hard or soft, impacting the credit score differently. Lenders often consider the frequency and recency of credit inquiries when assessing an individual's creditworthiness.
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