Final answer:
A hard credit inquiry can impact your credit score, while a soft inquiry does not. Hard inquiries occur when a lender assesses your credit for lending purposes.
Explanation:
Hard inquiry might affect your credit score. A hard inquiry occurs when a lender checks your credit report to make a lending decision. Each hard inquiry can temporarily lower your credit score.
Soft inquiry, on the other hand, does not affect your credit score. It includes situations like checking your own credit report or a background check by an employer.
Therefore, among the options given, Hard inquiry is the type that might affect your credit score.
Learn more about Credit inquiries here:
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