To determine which person a credit card company would most likely consider the greatest risk of nonpayment, we need to look at the credit scores of each individual. A lower credit score typically indicates a higher risk of nonpayment.
Here are the credit scores for each person:
- Michael: 700
- Cynthia: 550
- Tommy: 600
- Louise: 780
We compare each credit score to find the lowest one, as the person with the lowest credit score will be deemed the greatest risk of nonpayment.
- Michael has a credit score of 700.
- Cynthia has a credit score of 550.
- Tommy has a credit score of 600.
- Louise has a credit score of 780.
From these scores, 550 is the lowest credit score. Among the four individuals, Cynthia has this credit score.
Therefore, the credit card company would most likely consider Cynthia the greatest risk of nonpayment.
