Final answer:
The FDCPA grants borrowers rights such as verifying the debt amount, negotiating debt, and opting out of phone calls.
Explanation:
The Fair Debt Collection Practices Act (FDCPA) provides borrowers with several rights:
- The right to verify the amount owed: Borrowers have the right to request validation of the debt from the debt collector.
- The right to negotiate debt: Borrowers can negotiate payment terms and settlements with debt collectors.
- The right not to receive phone calls: Borrowers have the right to request that debt collectors stop contacting them via phone.
Learn more about Debt Collection Practices here:
https://brainly.com/question/15190645