Answer :
Final answer:
In the U.S. healthcare system, patients without health insurance are classified as self-pay. Public insurance programs like Medicaid and Medicare do not require referrals for patient care and specialists. Health insurance significantly affects healthcare costs and access in the United States.
Explanation:
Self-pay is the classification used for patients without health insurance when they are seen in a medical practice. This means these patients are responsible for paying for the medical services they receive out of their own pockets.
Medicaid and Medicare are examples of public insurance that require no referral for patient care and specialists. These programs provide health coverage to specific groups of people in the United States without the need for referrals.
Health insurance plays a critical role in the U.S. healthcare system, impacting costs and access to care for millions of Americans.
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