Which of the following is true about checks?

A. An ordinary check drawn on a customer's account imposes an absolute primary liability on the bank at the time the check is written.

B. If a check is drawn with intent to defraud the person to whom it is delivered, the drawer is not subject to criminal prosecution in most states.

C. Banks are obligated to honor a time draft by holding a postdated check until the time used on the check.

D. Banks are not required to examine each instrument and honor postdated instrument requests unless the hold is placed into the bank's processing system by a customer.

Banks are not required to examine each instrument and honor postdated instrument requests unless the hold is placed into the bank's processing system by a custom.

Time drafts, postdated checks, and checks drawn with intent to defraud can have specific implications and are not automatically honored or subject to the same liabilities as regular checks. The banking system operates in a way that allows for flexibility in handling different types of checks based on established procedures and regulations.

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