The main difference between a Stock Insurance Company and a Mutual Insurance Company is ownership and control.
The difference between a Stock Insurance Company and a Mutual Insurance Company lies in ownership and control. In a Mutual Insurance Company, the policyholders are the owners of the company, while in a Stock Insurance Company, ownership is in the hands of shareholders. Mutual companies focus on serving the policyholders' interests, while stock companies prioritize generating profits for their shareholders.
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