Emery applies for a loan online to help cover living costs while in college. Later, she notices her payments aren't impacting the balance much. Looking closer, she finds extra fees in the agreement. Which type of predatory loan offer did Emery experience?

A. Bait and switch
B. Payday loan
C. Hidden fees
D. Phishing scam



Answer :

Final answer:

Emery experienced a predatory loan with hidden fees affecting her payments.


Explanation:

Emery experienced a predatory loan offer that included hidden fees. These extra fees were not clearly disclosed initially, leading to her payments not significantly reducing the balance. Predatory loans often have deceptive terms that can financially harm borrowers.


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