Final answer:
Life insurance policies can be described using terms related to retirement, investment, and variability, but not risk-free plans.
Explanation:
Life insurance companies primarily focus on providing various types of insurance policies to meet different financial needs. In company advertisements, terms like retirement plan, investment plan, and variable plan are permissible to describe a life insurance policy. However, terms like risk-free plan may not accurately represent the nature of life insurance policies which inherently involve risk pooling and coverage.
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