Answered

How does an employer's presentation of retirement savings options affect employees' decisions to save?

A. By automatically enrolling employees to tap into their default bias
B. By assigning employees to different saving courses in the retirement plan
C. By offering various saving courses in the retirement plan
D. By making the plan more complex to get employees more involved



Answer :

GinnyAnswer

Final answer:

The way an employer presents retirement savings options impacts employees' decisions; automatic enrollment and diverse savings courses positively influence savings behavior.


Explanation:

An employer's presentation of retirement savings options can significantly influence employees' decisions to save. By automatically enrolling employees to tap into their default bias, employers can encourage higher participation in retirement plans. Additionally, offering various saving courses in the retirement plan can provide employees with options tailored to their needs and preferences, motivating them to save more for retirement.


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