The following table gives annual life insurance premiums per [tex]\$ 1,000[/tex] of face value. Use the table to determine the annual premium for a [tex]\$ 95,000[/tex] 5-year term policy for a 21-year-old male. Round your answer to the nearest cent.

\begin{tabular}{|c|c|c|c|c|}
\hline
\multirow{2}{*}{Age} & \multicolumn{2}{|c|}{5-Year Term} & \multicolumn{2}{c|}{10-Year Term} \\
\cline { 2 - 5 } & Male & Female & Male & Female \\
\hline 20 & \[tex]$2.43 & \$[/tex]2.07 & \[tex]$4.49 & \$[/tex]4.20 \\
\hline 21 & \[tex]$2.49 & \$[/tex]2.15 & \[tex]$4.57 & \$[/tex]4.29 \\
\hline 22 & \[tex]$2.55 & \$[/tex]2.22 & \[tex]$4.64 & \$[/tex]4.36 \\
\hline 23 & \[tex]$2.62 & \$[/tex]2.30 & \[tex]$4.70 & \$[/tex]4.42 \\
\hline 24 & \[tex]$2.69 & \$[/tex]2.37 & \[tex]$4.79 & \$[/tex]4.47 \\
\hline 25 & \[tex]$2.77 & \$[/tex]2.45 & \[tex]$4.85 & \$[/tex]4.51 \\
\hline
\end{tabular}

A. \[tex]$410.28
B. \$[/tex]205.62