Mrs. Walters is enrolled in her state's Medicaid program in addition to Medicare. What should she be aware of when considering enrollment in a Medicare Advantage (MA) plan?

A. As a Medicaid beneficiary, she will be eligible for a low-deductible MSA health plan.
B. Once she enrolls in an MA plan, she will be automatically disenrolled from Medicaid.
C. If she enrolls in an MSA plan, she will be paying a monthly premium to the MSA plan that will cover her Part B premium obligation.
D. She cannot enroll in an MA Medical Savings Account (MSA) plan.



Answer :

Final answer:

When considering an MA plan with Medicaid and Medicare, Mrs. Walters should note she cannot enroll in an MSA plan, is not automatically disenrolled from Medicaid, and may not be eligible for a low-deductible MSA health plan.


Explanation:

When considering enrollment in a Medicare Advantage (MA) plan while being enrolled in both Medicaid and Medicare, Mrs. Walters should be aware of certain factors:

  • She cannot enroll in an MA Medical Savings Account (MSA) plan, as individuals enrolled in both Medicaid and Medicare are not eligible for MSA plans.
  • Once she enrolls in an MA plan, she will not be automatically disenrolled from Medicaid, as Medicaid eligibility criteria may still need to be met.
  • As a Medicaid beneficiary, she may not be eligible for a low-deductible MSA health plan, as her Medicaid status affects her options within the Medicare Advantage program.

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