The types of insurance benefits include disability, liability, life, and long-term care insurance, each serving specific purposes.
Disability insurance: Provides income replacement for non-work-related injuries or illnesses.
Liability insurance: Offers benefits for injuries in the insured person's home or automobile accidents.
Life insurance: Provides a specified payment upon the insured's death.
Long-term care insurance: Covers a range of health services for chronically ill or disabled individuals.
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