Final answer:
Viatical settlements involve investors paying 80% of the face value of life insurance policies, benefiting both sides in unique circumstances.
Explanation:
Investors paying only 80% of the face value of a life insurance policy expected to be paid off in six months in viatical settlements is considered fair due to the unique circumstances of terminally ill individuals needing immediate funds. This industry, also known as the viatical market, creates win-win situations where both investors and patients benefit. The viatical market provides a way for terminally ill individuals to access funds while alive, making it a crucial financial option for those in dire need.
Learn more about Viatical settlements here:
https://brainly.com/question/43316072
