Final answer:
In insurance terms, 'Exclusions' describe perils that are NOT insured against. Deductibles, Liability, and Negligence have different meanings in the context of insurance.
Explanation:
Exclusions best describes perils that are NOT insured against in insurance terms. Exclusions specify what risks or perils are not covered by an insurance policy. For example, a health insurance policy may exclude coverage for cosmetic procedures.
Deductibles, on the other hand, are the amount the policyholder must pay out of pocket before the insurance coverage kicks in. Liability refers to the legal responsibility for one's actions. Negligence is the failure to take proper care, often resulting in harm.
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