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Question 8 of 15

Which of the following actions is NOT in violation of the Unfair Claims Settlement Practices Act?

A. Denying an unsubstantiated claim
B. Refusing to pay claims without conducting a reasonable investigation
C. Delaying a settlement because there is an additional insurance policy on a loss
D. Failure to respond promptly to claims communications



Answer :

GinnyAnswer

Final answer:

Delaying a settlement due to an additional insurance policy is not a violation.


Explanation:

Delaying a settlement because there is an additional insurance policy on a loss is NOT in violation of the Unfair Claims Settlement Practices Act. This action does not directly fall under unfair claims settlement practices and may be a legitimate reason for delay.


Learn more about Unfair Claims Settlement Practices Act here:

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