Kristina is tempted to get a credit card now that she is in college. What is one fiscally responsible reason for Kristina to get a credit card?

A. She will be able to buy whatever she wants.
B. She won't have to carry cash everywhere.
C. Price will no longer need to be considered when she makes purchases.
D. She will receive a free tee-shirt when she opens the account.

One fiscally responsible reason for Kristina to get a credit card is to build a good credit history. By using the credit card responsibly and making timely payments, Kristina can establish a positive credit score, which will be beneficial for future financial endeavors such as getting approved for loans or mortgages.

Additionally, having a credit card can be helpful for emergency situations, travel bookings, and online purchases where carrying a large amount of cash is not practical. It provides a secure and convenient payment method without the need for physical cash.

However, it is crucial for Kristina to manage her credit card wisely, pay off balances in full to avoid interest charges, and stay within her budget to prevent falling into debt, as depicted in the scenario of Elan who faced financial struggles due to mismanagement of credit.

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