To determine which person would most likely receive the highest APR (Annual Percentage Rate) on a credit card offer, we need to understand the relationship between credit scores and APRs. Generally, APRs are higher for borrowers with lower credit scores because they are considered higher risk by lenders.
Let's analyze the given credit scores for each person:
- Michael: 700
- Cynthia: 550
- Tommy: 600
- Louise: 780
We are looking for the individual with the lowest credit score, as this person will most likely receive the highest APR. Comparing the credit scores:
- Michael has a credit score of 700.
- Cynthia has a credit score of 550.
- Tommy has a credit score of 600.
- Louise has a credit score of 780.
Among these, Cynthia has the lowest credit score of 550.
Therefore, Cynthia would most likely receive the highest APR on a credit card offer.
