Which of the following is true regarding Medicare Supplement policies?

A. These policies may contain the same benefits as provided by Medicare.

B. Specifically named diseases can be excluded if using a waiver.

C. These policies may not contain limitations of coverage except for those permitted under the pre-existing condition clause.

D. There are no limitations or exclusions on these policies.



Answer :

Final answer:

Medicare Supplement policies can offer benefits similar to Medicare, have certain limitations, and do not exclude specific diseases using a waiver.


Explanation:

Medicare Supplement policies, also known as Medigap policies, provide additional coverage to fill the gaps in Original Medicare. Regarding the options provided:

  1. Option A is true; these policies can offer benefits similar to Medicare.
  2. Option B is false; named diseases cannot be excluded using a waiver.
  3. Option C is partially true; these policies have limitations except for pre-existing conditions.
  4. Option D is false; Medicare Supplement policies do have limitations and exclusions.

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