Which bank does not charge at all for using the ATM?

Bank Account Terms and Conditions
\begin{tabular}{|c|c|c|c|c|}
\hline & A & B & C & D \\
\hline \begin{tabular}{l}
Minimum \\
Balance
\end{tabular} & [tex]$\$[/tex] 500[tex]$ & $[/tex]\[tex]$ 250$[/tex] & [tex]$\$[/tex] 300[tex]$ & $[/tex]\[tex]$ 100$[/tex] \\
\hline Interest & [tex]$0.2 \%$[/tex] & [tex]$0 \%$[/tex] & [tex]$0.02 \%$[/tex] & [tex]$0 \%$[/tex] \\
\hline \begin{tabular}{l}
Overdraft \\
Fees
\end{tabular} & \begin{tabular}{l}
[tex]$\$[/tex] 0[tex]$ if linked \\
with savings \\
account or \\
$[/tex]\[tex]$ 40$[/tex] per \\
overdraft
\end{tabular} & \begin{tabular}{l}
[tex]$\$[/tex] 35[tex]$ per \\
overdraft
\end{tabular} & \begin{tabular}{l}
$[/tex]\[tex]$ 25$[/tex] per \\
overdraft
\end{tabular} & \begin{tabular}{l}
[tex]$\$[/tex] 25[tex]$ per \\
overdraft
\end{tabular} \\
\hline \begin{tabular}{l}
ATM \\
Usage Fees
\end{tabular} & \begin{tabular}{l}
$[/tex]\[tex]$ 0$[/tex] for all \\
ATMs
\end{tabular} & \begin{tabular}{l}
[tex]$\$[/tex] 0[tex]$ for ABC \\
bank ATMs \\
$[/tex]\[tex]$ 3$[/tex] for non- \\
ABC bank \\
ATMs
\end{tabular} & \begin{tabular}{l}
[tex]$\$[/tex] 4[tex]$ per \\
transaction
\end{tabular} & \begin{tabular}{l}
$[/tex]\[tex]$ 3$[/tex] per \\
transaction
\end{tabular} \\
\hline \begin{tabular}{l}
Monthly \\
Fee
\end{tabular} & \begin{tabular}{l}
[tex]$\$[/tex] 10[tex]$ or \\
$[/tex]\[tex]$ 0$[/tex] with direct \\
deposit
\end{tabular} & [tex]$\$[/tex] 0[tex]$ & $[/tex]\[tex]$ 0$[/tex] & [tex]$\$[/tex] 0$ \\
\hline
\end{tabular}



Answer :

To determine which bank does not charge any fees at all for using the ATM, we need to closely examine the provided Bank Account Terms and Conditions table.

Here's a detailed analysis of the ATM Usage Fees for each bank:

1. Bank A:
- ATM Usage Fees: \[tex]$0 for all ATMs. - Conclusion: No charge for ATM usage. 2. Bank B: - ATM Usage Fees: \$[/tex]0 for ABC bank ATMs, \[tex]$3 for non-ABC bank ATMs. - Conclusion: No charge for ABC bank ATMs but charges for others imply potential fees. 3. Bank C: - ATM Usage Fees: \$[/tex]4 per transaction.
- Conclusion: Charges \[tex]$4 for each ATM transaction. 4. Bank D: - ATM Usage Fees: \$[/tex]3 per transaction.
- Conclusion: Charges \[tex]$3 for each ATM transaction. From this thorough analysis, it's clear which banks charge fees and which do not. Banks that do not charge any fees for using the ATM: - Bank A: Explicitly states \$[/tex]0 for all ATMs, meaning it never charges for ATM usage.
- Bank B: Charges \$3 for non-ABC bank ATMs, which means it can charge in certain situations.

Therefore, the banks that do not charge at all for using the ATM are:

[tex]\[ \boxed{\text{Banks A and B}} \][/tex]