Final answer:
Collision coverage insures damages to your car in at-fault accidents.
Explanation:
Collision coverage insures damages to your car if you are at fault in an accident, such as a collision with another vehicle. This type of coverage specifically protects your own vehicle in case of an accident.
It is important to note that damage by flood or property damage would not be covered under collision coverage. Flood damage would typically fall under comprehensive coverage, while property damage may be covered by other types of insurance policies.
Overall, collision coverage is crucial for covering damages to your own vehicle in case of an accident where you are at fault.
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