To determine which checking account would be best for Kiera, let's evaluate the total monthly costs associated with each account, taking into consideration the fees and usage she anticipates.
### Account A:
- Monthly Fee: [tex]$12
- ATM Fee: $[/tex]0 per transaction
- Total Monthly Cost Calculation:
- Fixed Monthly Fee: [tex]$12
- ATM Fees (assuming 10 transactions per month): $[/tex]0 per transaction * 10 transactions = [tex]$0
Total Monthly Cost for Account A: $[/tex]12
### Account B:
- Monthly Fee: [tex]$5
- ATM Fee: $[/tex]0 for ABC bank ATMs, [tex]$1.50 for other ATMs
- Total Monthly Cost Calculation (assuming worst-case scenario of using non-ABC ATMs):
- Fixed Monthly Fee: $[/tex]5
- ATM Fees: [tex]$1.50 per transaction * 10 transactions = $[/tex]15
Total Monthly Cost for Account B: [tex]$5 (monthly fee) + $[/tex]15 (ATM fees) = [tex]$20
### Account C:
- Monthly Fee: $[/tex]15 or [tex]$0 with direct deposit
- ATM Fee: $[/tex]2 per transaction
- Total Monthly Cost Calculation (assuming Kiera uses direct deposit to avoid the monthly fee):
- Fixed Monthly Fee: [tex]$0 (since she will deposit her paycheck directly)
- ATM Fees: $[/tex]2 per transaction * 10 transactions = [tex]$20
Total Monthly Cost for Account C: $[/tex]0 (monthly fee) + [tex]$20 (ATM fees) = $[/tex]20
### Comparison:
- Total Monthly Cost for Account A: [tex]$12
- Total Monthly Cost for Account B: $[/tex]20
- Total Monthly Cost for Account C: $20
Since Kiera wants the account with the least amount of fees, Account A is the best choice as it has the lowest total monthly cost.
Thus, the best checking account for Kiera would be Account [tex]\(\boxed{A}\)[/tex].
