I purposely set up for my car insurance payment to be taken out automatically on the 4th day of each month because I get my social security on the 3rd of each month and it is important I have enough in my account to pay my insurance every month! After 6 months the insurance company tried to take out my payment on the 1st of the month instead of the 4th with no money in the account they canceled my insurance for non-payment and never tried taking a payment after that! DMV was my first notification of an insurance lapse! Had to reinstate my insurance at a higher price because they said rates went up also was fined $500 from DMV what can I do!?