27. Endorsements are available to modify the property coverage of Jeremiah's homeowners policy for all the following contingencies EXCEPT:

A. Jeremiah erects a temporary tent in his backyard for his daughter's wedding.
B. Jeremiah operates a business out of another structure on his premises.
C. Jeremiah rents a garage away from his main premises.
D. Jeremiah rents a structure on his premises to another party.

Question

29-07-2024
Business

Answered

27. Endorsements are available to modify the property coverage of Jeremiah's homeowners policy for all the following contingencies EXCEPT:

A. Jeremiah erects a temporary tent in his backyard for his daughter's wedding.
B. Jeremiah operates a business out of another structure on his premises.
C. Jeremiah rents a garage away from his main premises.
D. Jeremiah rents a structure on his premises to another party.

Answer :

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Final answer:

Endorsements in an insurance policy allow for coverage modifications based on specific situations, except for renting a structure on-premises to another party, which may not be covered.

Explanation:

Endorsements in an insurance policy allow for modifications in coverage depending on specific circumstances. In this case, endorsements would likely cover scenarios such as Jeremiah's temporary tent for a wedding, conducting a business on his premises, and renting out structures off-site. However, renting a structure on Jeremiah's premises to another party might not be covered by an endorsement, as it could be considered a commercial activity.

Learn more about Insurance endorsements and property coverage exclusions here:

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