Final answer:
Missing payments, late payments, and increased debt can decrease your credit score.
Explanation:
Factors that could decrease your credit score include:
- A missed payment: Not paying bills on time can significantly lower your credit score.
- A late payment: Even if it's just a few days late, a late payment can negatively impact your credit score.
- An increase in debt amount: Having high amounts of debt relative to your credit limits can lower your credit score.
Learn more about credit score factors here:
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