Final answer:
Credit card companies determine creditworthiness based on occupation and salary, not race or ethnicity.
Explanation:
Factors Used by Credit Card Companies to Determine Creditworthiness:
Credit card companies most likely use occupation and salary to determine an applicant's creditworthiness. These factors provide insight into an individual's financial stability and ability to repay credit card debt. Race and ethnicity are legally prohibited from being considered in credit decisions.
Learn more about Creditworthiness and Credit Cards here:
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