Answer :

Final answer:

Individuals can start claiming full retirement benefits at different ages depending on their birth year: 65 for those born before 1938, 66 for those born between 1943 and 1954, and 67 for those born after 1959.


Explanation:

Full retirement benefits can be claimed at different ages based on when an individual was born. For those born before 1938, full benefits can be received at age 65. However, for those born between 1943 and 1954, they must wait until age 66 for full benefits, and for those born after 1959, full benefits can be accessed at age 67. Additionally, extra months are added for those born in between these years which can impact the age at which full benefits can be claimed.


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