Final answer:
Warts are the lay term for verrucae and are caused by human papillomavirus (HPV).
Explanation:
Wart is the lay term that can be used in the place of the medical term verrucae. Warts are caused by human papillomavirus (HPV) and are transmitted by direct contact. They can manifest in various forms such as common warts, plantar warts, flat warts, and filiform warts.
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