To determine his credit score, we need to look at the given table and match each category with the corresponding score. We then sum these individual scores to get the total credit score.
Here are the given categories and conditions:
1. Age:
- 50 or over: 124
2. Time at address:
- 2-3 years: 20
3. Age of auto:
- 2 years: 64
4. Car payment:
- Less than \$125: 24
5. Housing costs:
- Lives with relatives: 96
6. Checking and savings accounts:
- Both: 60
7. Finance company reference:
- No: 60
8. Major credit cards:
- 2 or more: 60
9. Ratio of debt to income:
- 1%-5%: 64
10. Declared bankruptcy:
- Never: 102
Next, we add up the scores from each category:
[tex]\[
124 \, (\text{Age}) +
20 \, (\text{Time at address}) +
64 \, (\text{Age of auto}) +
24 \, (\text{Car payment}) +
96 \, (\text{Housing costs}) +
60 \, (\text{Checking and savings accounts}) +
60 \, (\text{Finance company reference}) +
60 \, (\text{Major credit cards}) +
64 \, (\text{Ratio of debt to income}) +
102 \, (\text{Declared bankruptcy})
\][/tex]
Summing these values gives us the total credit score:
[tex]\[
124 + 20 + 64 + 24 + 96 + 60 + 60 + 60 + 64 + 102 = 674
\][/tex]
After reviewing the answer options, none of the provided options match 674. Therefore, there may be either a typo in the presented options or additional details not accounted for. However, based on the given data and table, the correct credit score is:
[tex]\[
674
\][/tex]
