The Bodily Injury Policy protects against personal injury costs, and the Property Damage Policy protects against damage to physical property.
True
The Bodily Injury Policy protects the insured party from the cost of personal injury to others, while the Property Damage Policy protects against damage caused to physical property. For example, car insurance typically includes bodily injury liability coverage to pay for medical expenses of others if you are at fault, and property damage liability coverage to repair any physical property damaged in an accident.
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