¿Cuál de las declaraciones siguientes describe el riesgo estándar en la misma categoría de edad y formas de vida similares?

A. El riesgo estándar requiere el grado adicional.
B. El riesgo estándar paga una prima más alta que un riesgo subestándar.
C. El riesgo estándar es representante de la mayoría de gente.
D. El riesgo estándar se conoce como el riesgo de alta exposición.

Question

03-08-2024
Business

Answered

¿Cuál de las declaraciones siguientes describe el riesgo estándar en la misma categoría de edad y formas de vida similares?

A. El riesgo estándar requiere el grado adicional.
B. El riesgo estándar paga una prima más alta que un riesgo subestándar.
C. El riesgo estándar es representante de la mayoría de gente.
D. El riesgo estándar se conoce como el riesgo de alta exposición.

Answer :

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GinnyAnswer GinnyAnswer · Answer 1 · 2024-08-03T13:48:10-04:00

Final answer:

Risk Standard in insurance represents average risk individuals and does not require additional qualifications as suggested in the options provided.

Explanation:

Risk Standard in insurance refers to individuals who are considered to have an average risk level, similar to others in their age group and lifestyle. It represents the majority of the population as it reflects the typical risk profile.

Contrary to the option presented, risk standard does not require an additional degree or education to qualify for this category. It is often associated with lower premiums compared to substandard risk, as it is considered a standard level of risk.

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