\begin{tabular}{|l|r|}
\hline
Monthly expenses & Amount budgeted \\
\hline
Rent & [tex]$\$[/tex] 600[tex]$ \\
\hline
Utilities, phone, Internet & $[/tex]\[tex]$ 230$[/tex] \\
\hline
Groceries & [tex]$\$[/tex] 300[tex]$ \\
\hline
Entertainment & $[/tex]\[tex]$ 50$[/tex] \\
\hline
Renters insurance & [tex]$\$[/tex] 20[tex]$ \\
\hline
Car/insurance/gas & $[/tex]\[tex]$ 475$[/tex] \\
\hline
Discretionary spending & [tex]$\$[/tex] 315[tex]$ \\
\hline
Savings & $[/tex]\[tex]$ 100$[/tex] \\
\hline
Total expenditures & [tex]$\$[/tex] 2,190$ \\
\hline
\end{tabular}

Which categories change from month to month and could be altered if you changed your daily spending habits? Check all that apply.

- Entertainment
- Discretionary spending
- Groceries



Answer :

To determine which categories of monthly expenses change from month to month and could be altered based on daily spending habits, we need to consider which expenses are fixed and which are variable.

Fixed expenses are typically consistent and do not fluctuate. These include:

- Rent
- Car payment (inclusive in "Car/insurance/gas")
- Renters insurance

Variable expenses can change depending on individual spending habits. These include:

- Entertainment
- Groceries
- Discretionary spending

Therefore, the categories that change from month to month and could be altered based on daily spending habits are:

- Entertainment
- Groceries
- Discretionary spending