In Minnesota, life insurance coverage written under a group policy must contain which of the following provisions?

A. Neither a conversion provision nor a continuation provision
B. Continuation provision only
C. Conversion provision only
D. Both a conversion provision and a continuation provision



Answer :

Final answer:

In Minnesota, group life insurance policies must include both conversion and continuation provisions to provide coverage to employees.


Explanation:

Minnesota law requires that life insurance coverage written under a group policy must include both a conversion provision and a continuation provision. A conversion provision allows employees to convert their group coverage to an individual policy in case they leave the group, while a continuation provision allows terminated employees to continue their coverage through a self-paid policy.


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