Final answer:
Cash value in a life insurance policy serves as an account for the policyholder. Investment gains in a Universal Life Policy go towards the cash value.
Explanation:
Cash value in a Universal Life Policy accumulates over time and can function as an account for the policyholder's use. The investment gains from a Universal Life Policy typically go towards the cash value, which is the accumulated amount within the policy that can be accessed by the policyholder.
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