Personal Budget

Income and Expenses

September | October

\begin{tabular}{|c|l|l|l|}
\hline
\multirow{2}{}{Income} & & & \\
\cline { 2-4 }
& Total income & & \\
\hline
\multirow{4}{
}{\begin{tabular}{c}
Fixed \\
expenses
\end{tabular}} & & & \\
\cline { 2-4 }
& & & \\
\cline { 2-4 }
& Total fixed expenses & & \\
\hline
\multirow{2}{*}{\begin{tabular}{c}
Variable \\
expenses
\end{tabular}} & & & \\
\cline { 2-4 }
& & & \\
\hline
& & & \\
\hline
Total & Total savings & & \\
\hline
\end{tabular}



Answer :

To analyze the personal budget for September and October based on the given data, we will look at the income, fixed expenses, variable expenses, total expenses, and total savings for each month.

### Step-by-Step Solution:

1. Total Income:
- For September: The total income for September is given as 0.
- For October: The total income for October is given as 0.

2. Total Fixed Expenses:
- For September: The total fixed expenses for September are given as 0.
- For October: The total fixed expenses for October are given as 0.

3. Total Variable Expenses:
- For September: The total variable expenses for September are given as 0.
- For October: The total variable expenses for October are given as 0.

4. Total Expenses:
- For September: Total expenses include both fixed and variable expenses.
[tex]\[ \text{Total Expenses September} = \text{Total Fixed Expenses September} + \text{Total Variable Expenses September} = 0 + 0 = 0 \][/tex]

- For October: Total expenses include both fixed and variable expenses.
[tex]\[ \text{Total Expenses October} = \text{Total Fixed Expenses October} + \text{Total Variable Expenses October} = 0 + 0 = 0 \][/tex]

5. Total Savings:
- For September: Total savings are calculated by subtracting total expenses from total income.
[tex]\[ \text{Total Savings September} = \text{Total Income September} - \text{Total Expenses September} = 0 - 0 = 0 \][/tex]

- For October: Total savings are calculated by subtracting total expenses from total income.
[tex]\[ \text{Total Savings October} = \text{Total Income October} - \text{Total Expenses October} = 0 - 0 = 0 \][/tex]

### Summary Table

[tex]\[ \begin{array}{|c|c|c|} \hline & \text{September} & \text{October} \\ \hline \text{Total Income} & 0 & 0 \\ \hline \text{Total Fixed Expenses} & 0 & 0 \\ \hline \text{Total Variable Expenses} & 0 & 0 \\ \hline \text{Total Expenses} & 0 & 0 \\ \hline \text{Total Savings} & 0 & 0 \\ \hline \end{array} \][/tex]

Based on the provided data, both the total income, expenses, and savings for September and October are 0. This indicates that there were no recorded incomes or expenses for these months, resulting in zero savings.

If you have actual values for income and expenses, you can replace the given values accordingly to calculate the total expenses and savings.