Final answer:
Guidelines for college students on using credit cards effectively.
Explanation:
Smart guidelines for college students to follow for using credit cards:
- Use a credit card only in emergencies: It is advisable to reserve credit card usage for unexpected situations.
- Pay the balance off every month to avoid paying credit card fees: Clearing the credit card balance monthly helps in avoiding interest charges.
- Maintain only one credit card: Having a single credit card can make it easier to manage spending and payments.
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