Interest-sensitive life insurance offers the highest initial cash value due to investment performance.
Interest-sensitive type of permanent life insurance policy offers the highest initial cash value among the options mentioned. Interest-sensitive policies provide the potential for higher cash value growth based on the performance of underlying investments.
For example, an interest-sensitive policy may invest the cash value in a variety of options such as bonds, stocks, or money market funds, allowing for greater potential returns compared to other types of permanent life insurance policies.
Choosing an interest-sensitive policy can be advantageous for individuals looking to maximize the initial cash value of their life insurance policy.
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