Celina Makau and her family want to save money for a holiday to Cape Town in December. Celina earns R12,000 a month, and her husband, Zane, earns R14,300 a month. The family has to save R2,000 per month to ensure they have sufficient money available to cover the expenses for the trip to Cape Town.

Table 1: Income and Expenditure for the household for August 2022.

\begin{tabular}{|l|l|l|}
\hline
& Income & Expenses \\
\hline
Celina's Salary & R12,000 & \\
\hline
Zane's Salary & R14,300 & \\
\hline
Water \& electricity & & R1,500 \\
\hline
Rent & & R5,200 \\
\hline
Groceries & & R4,500 \\
\hline
Car insurance & & R875 \\
\hline
Cell phone contract (2 phones) & & R1,200 \\
\hline
Medical Aid (family) & & R2,400 \\
\hline
School fees (2 children) & & B \\
\hline
Fuel & & R2,350 \\
\hline
Entertainment & & R1,400 \\
\hline
Car installment & & R3,500 \\
\hline
\end{tabular}



Answer :

Certainly! Let's analyze the income and expenses for Celina Makau's family to determine if they can save R2,000 per month for their trip to Cape Town.

### Step-by-Step Solution:

#### Income:
1. Celina’s Salary: R12,000
2. Zane’s Salary: R14,300

Therefore, the total monthly income for the household is:
[tex]\[ 12,000 + 14,300 = 26,300 \text{ R} \][/tex]

#### Expenses:
1. Water & Electricity: R1,500
2. Rent: R5,200
3. Groceries: R4,500
4. Car Insurance: R875
5. Cell Phone Contract (2 phones): R1,200
6. Medical Aid (family): R2,400
7. School Fees (2 children): R0 (assuming it's not provided)
8. Fuel: R2,350
9. Entertainment: R1,400
10. Car Instalment: R3,500

So, their total monthly expenses are:
[tex]\[ 1,500 + 5,200 + 4,500 + 875 + 1,200 + 2,400 + 0 + 2,350 + 1,400 + 3,500 = 22,925 \text{ R} \][/tex]

#### Money Left After Expenses:
The amount of money left after covering all expenses is calculated by subtracting the total expenses from the total income:
[tex]\[ 26,300 - 22,925 = 3,375 \text{ R} \][/tex]

#### Saving Target:
The family wants to save R2,000 per month. We need to check if the money left is greater than or equal to their saving target:
[tex]\[ 3,375 \geq 2,000 \][/tex]

Since R3,375 is indeed greater than R2,000, the family can save the desired amount.

### Conclusion:
The family's total income is R26,300 and their total expenses amount to R22,925. After covering all expenses, they are left with R3,375. Since they aim to save R2,000 per month, they can achieve this saving goal comfortably. Hence, the family can save R2,000 per month for their trip to Cape Town.

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