14. If all or part of a $500 deductible is offset by a Basic Medical policy, what type of deductible applies?
Ointegrated
O corridor
flat
O split



Answer :

To determine the type of deductible that applies when all or part of a [tex]$500 deductible is offset by a Basic Medical policy, we need to understand the different types of deductibles mentioned: 1. Integrated Deductible: This type combines basic and major medical coverage. If the expenses covered by the Basic Medical policy contribute towards the deductible of a major medical policy, then it is called an integrated deductible. This ensures that the same deductible amount applies across both policies in an integrated fashion. 2. Corridor Deductible: This type of deductible applies after the basic medical coverage benefits are exhausted but before the major medical benefits start. It essentially creates a gap ("corridor") between the two coverages. 3. Flat Deductible: This is a basic, straightforward deductible amount that the insured must pay out-of-pocket before any medical insurance coverage begins to cover costs. 4. Split Deductible: This type involves different deductible amounts for various services or conditions within the same policy. Given the scenario where a Basic Medical policy offsets part of a deductible, the most fitting type of deductible would be the one that allows combining both basic and major medical coverages. The correct answer is: Integrated Deductible. So, when all or part of a $[/tex]500 deductible is offset by a Basic Medical policy, an integrated deductible applies. Therefore, the correct option is:

1. Integrated.

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