The likely cause of an off-center steering wheel with correct front wheel toe is a worn tie rod end.
When a vehicle's steering wheel is off-center but the front wheel toe setting is correct, the most likely cause is a worn tie rod end. This results in the steering wheel being off-center even though the wheels are correctly aligned. Bent steering arms, worn strut-to-body mounts, or shifted rear axle assemblies would not directly cause this issue.
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