The type of policy described is a Limited pay whole life policy where premiums are paid for a specific period, and the death benefit is paid if the insured dies during that time.
C. Limited pay whole life
The type of policy described in the question is a Limited pay whole life policy. In this policy, the insured pays premiums only for a specific period (in this case, 20 years), and the death benefit is paid out if the insured dies during that premium-paying period. However, if the insured dies after the specified period, no death benefit is paid out.
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