Answered

You can be fined up to $2,000 and sentenced up to 180 days in jail for driving without insurance when:

A. You have failed to file an SR-22 form.
B. You crash into another vehicle, killing an occupant.
C. You are also driving without a license.
D. You have already been convicted of driving without insurance.



Answer :

Final answer:

Auto insurance requirements, premium calculation, and consequences of driving without insurance are discussed.


Explanation:

Auto Insurance: Auto insurance is mandatory in all fifty states to protect drivers in case of accidents. One important aspect of auto insurance is liability coverage, which covers property damage and bodily injury to others.

Insurance Premium Calculation: Insurance companies calculate premiums based on the anticipated cost of accidents. For example, if 100 drivers pay [tex]$1,860 each per year, totaling $[/tex]186,000, it covers the expected costs of accidents.

Insurance Violations: Driving without insurance can result in fines and jail time, especially when combined with other violations like not having an SR-22 form, causing fatal accidents, driving without a license, or previous convictions for the same offense.


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