Fabio's situation represents an ethical problem as he weighs team assistance versus individual responsibility, while Magnus faces an ethical dilemma regarding whether to speak out about his friend's transgression.
Ethical problem: Fabio faces the ethical problem of deciding whether to ask his team to help complete unfinished work or make the employee finish it alone. This falls under the category of an ethical problem as it involves a conflict of values or principles.
Ethical dilemma: Magnus is dealing with an ethical dilemma by contemplating whether to speak out about his friend's transgression or stay silent to protect his friend. This situation presents a moral conflict where both options have negative consequences.
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