Which of the following best describes the concept of "paper money option" in the context of computer science and computational theory?
- The implementation of a virtual currency system that operates independently from any physical paper money.
- The use of paper-based documents to store and transfer digital currency in a computational environment.
- The choice between using paper money or digital currencies for computational simulations and financial modeling.
- A software algorithm that simulates the process of printing and handling physical paper money in a digital environment.